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Privacy

State of Illinois Home Page Privacy Notice
This website is a portal with links to other websites. These include links to websites operated by Illinois agencies and officials, other government agencies, nonprofit organizations and private businesses. When you link to another site, you are subject to the privacy policy of that new site.

LEGAL NOTICES
Access to the State of Illinois websites is provided subject to the following terms and conditions. Please read these terms carefully as use of these sites constitutes acceptance of all of the following terms and conditions:

Personal Information
This website offers users the option to provide personal information about themselves. We use this information to enable users to communicate with the Health Insurance Marketplace and keep updated on current events.

Registration
When you register, this website uses a cookie to store a unique user ID. We use this user ID to identify you in our database, which enables you to receive information from the Health Insurance Marketplace and to help us track usage and aggregate results from the screener.

Screener Information
This website uses a type of screener that is an informational resource that is designed to enable you to determine the type of coverage that would best fit your needs. The answers you provide to each question within the screener are not logged, however, the result provided to you by the screener may be held in our database to determine the number and types of consumers this website serves.

Disclaimer of Liability
Neither the State of Illinois, nor any of its agencies nor any of its employees shall be held liable for any improper or incorrect use of the information described and/or contained herein and assumes no responsibility for anyone’s use of the information. In no event shall the State website or its employees be liable for any direct, indirect, incidental, special, exemplary, or consequential damages (including, but not limited to, procurement or substitute goods or services; loss of use, data, or profits; or business interruption) however caused and on any theory of liability, whether in contract, strict liability, or tort (including negligence or otherwise) arising in any way out of the use of this system, even if advised of the possibility of such damage. This disclaimer of liability applies to any damages or injury, including but not limited to those caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft or destruction or unauthorized access to, alteration of, or use of record, whether for breach of contract, tortious behavior, negligence or under any other cause of action.

Disclaimer of Warranties and Accuracy of Data
Although the data found using the State of Illinois’ access systems has been produced and processed from sources believed to be reliable, no warranty, expressed or implied, is made regarding accuracy, adequacy, completeness, legality, reliability or usefulness of any information. This disclaimer applies to both isolated and aggregate uses of the information. The State provides this information on an “as is” basis. All warranties of any kind, express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, freedom from contamination by computer viruses and non-infringement of proprietary rights are disclaimed. Changes may be periodically made to the information herein; these changes may or may not be incorporated in any new version of the publication. If you have obtained information from any of the State’s web pages from a source other than the State pages, be aware that electronic data can be altered subsequent to original distribution. Data can also quickly become out of date. It is recommended that careful attention be paid to the contents of any data associated with a file, and that the originator of the data or information be contacted with any questions regarding appropriate use. If you find any errors or omissions, we encourage you to report them to webmaster@illinois.gov via email.

Disclaimer of Endorsement
The State of Illinois is a distributor of content sometimes supplied by third parties and users. Any opinions, advice, statements, services, offers, or other information or content expressed or made available by third parties, including information provided by users, or others, are those of the respective author(s) or distributor(s) and do not necessarily state or reflect those of the State of Illinois and shall not be used for advertising or product endorsement purposes. Reference herein to any specific commercial products, process, or service by trade name, trademark, manufacturer, or otherwise, does not constitute or imply its endorsement, recommendation, or favoring by the State.

Disclaimer for External Links
The State of Illinois is not responsible for the contents of any off-site pages referenced. The user specifically acknowledges that the State is not liable for the defamatory, offensive, or illegal conduct of other users, links, or third parties and that the risk of injury from the foregoing rests entirely with the user. Links from the State of Illinois’ web pages on the World Wide Web to other sites do not constitute an endorsement from the State. These links are provided as an information service only. It is the responsibility of the web surfer to evaluate the content and usefulness of information obtained from other sites. The State’s website contains links to other related World Wide Web Internet sites and resources. Since the State’s website is not responsible for the availability of these outside resources or their contents, you should direct any concerns regarding any external link to its site administrator or webmaster.

Disclaimer of Duty to Continue Provision of Data
Due to the dynamic nature of the Internet, resources that are free and publicly available one day may require a fee or restricted access the next, and the location of items may change as menus, homepages, and files are reorganized. The user expressly agrees that use of the State’s website is at the user’s sole risk. The State does not warrant that the service will be uninterrupted or error free. The documents and related graphics published on this server could contain technical inaccuracies or typographical errors. Changes are periodically added to the information herein. The State and/or its respective agencies and programs may make improvements and/or changes in the information and/or programs described herein at any time.

Web Browser Cookies
This website may use “cookies” to enhance user experience. User’s web browser places cookies on their hard drive for record-keeping purposes. User may choose to set their web browser to refuse cookies, or to alert you when cookies are being sent. If they do so, note that some parts of this website may not function properly.

How We Use Collected Information
We may collect and use user’s personal information, such as name, Zip Code, and email address for the following purposes:

  • To improve customer service: Information you provide helps us respond to your customer service requests and support needs more efficiently. We may provide your information to third parties contracted by the state to provide assistance with Health Insurance Marketplace options. We will not reveal, rent, or otherwise make available any personal information or email addresses to other outside- third parties.
  • To personalize user experience: We may use information in the aggregate to understand how our users as a group use the services and resources provided on this website.
  • To improve this website: We may use feedback you provide to improve our products and services.
  • To send periodic emails: We may use the email address to respond to their inquiries, questions, and/or other requests. If user decides to opt-in to our mailing list, they will receive emails that may include updates, information, etc. If at any time the user would like to unsubscribe from receiving future emails, we include detailed unsubscribe instructions at the bottom of each email.

SPAM and Policy Abuse
In spite of our precautions, there remains the possibility that a person will sign up someone else without their permission. If you think this has happened to you, please contact us.

Google Analytics
This website uses Google Analytics, a web analytics service provided by Google, Inc. (“Google”). Google Analytics uses “cookies”, which are text files placed on your computer, to help the website analyze how users use the site. The information generated by the cookie about your use of the website (including your IP address) will be transmitted to and stored by Google on servers in the United States. Google will use this information for the purpose of evaluating your use of the website, compiling reports on website activity for website operators and providing other services relating to website activity and internet usage. Google may also transfer this information to third parties where required to do so by law, or where such third parties process the information on Google’s behalf. Google will not associate your IP address with any other data held by Google. You may refuse the use of cookies by selecting the appropriate settings on your browser, however please note that if you do this you may not be able to use the full functionality of this website. By using this website, you consent to the processing of data about you by Google in the manner and for the purposes set out above.

Choice of Law

Construction of the disclaimers above and resolution of disputes thereof are governed by the laws of the State of Illinois. The laws of the State of Illinois, U.S.A., shall apply to all uses of this data and this system. By use of this system and any data contained therein, the user agrees that use shall conform to all applicable laws and regulations and user shall not violate the rights of any third parties.